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Secure the capital You Need - Fast & Hassle-Free.

Our Services

Rental

151Capital can provide long-term financing for stabilized rental properties to generate cash flow for investors.

  • Portfolio or single-asset loans
  • 5 & 10 yearARM options
  • 30-year amortized with fixed initial interest only payment period
  • Reasonable underwriting on cash flow requirements
  • Aggressive LTVs / high leverage
  • Min. FICO: 600
  • Up to 80% LTV purchase & 75% cash out
  • Property Types: SFR, 2-4 units, condos, PUDs, townhomes
  • 5 year I/O available

Fix & Flip

Our Purchase and Rehab Loans allow you to purchase a property under market value, rehab it, and then re-sell it as quickly as possible. Typically, a 1-year term with no pre-payment penalty enables investors to maximize returns on quick flips. If the rehab project is larger and/or is more complex, we offer 2-year purchase and rehab options as well.

  • Close quickly to compete with cash buyers
  • Purchase and refinance loans up to 92.5% LTC and 75% LTV
  • Loans up to $5MM
  • Stated-income only
  • Interest rates based on recent investment experience and credit
  • Interest-only payments
  • 13, 19-month standard term
  • Close in as few as 10 days

Multifamily

We make finance for apartment buildings easy. 151Capital Multifamily is a non-bank multifamily bridge lending product. Our unique approach provides quick and efficient financing for our multifamily clients.

  • Non-bank bridge lender
  • 5-100 units
  • $500k to $10MM loan amount
  • Max 80% LTCs
  • Quick closings: 5-20 days
  • Risk-adjusted, fixed-rate pricing
  • Pro foma underwriting
  • 1,2, and 3-year terms
  • Interest only

Refi and Long Term

Whether you want to lower your payment or get cash out, a refinance loan is for you. Tap into and leverage the equity of your residential investment property to fund and acquire your next investment. You can leverage a cross-collateralization loan by combining equity from multiple properties to help with your next project.

  • No prepayment penalty on a 1-year term
  • Construction must be at least 90% complete. NO land loans
  • Foundation, framing, electrical and plumbing must be 100% complete
  • Up to 80% LTV
  • Interest-only payments
  • Stated-income only
  • No minimum DSCR requirement on a 1-year term

Ground Up

Are you ready to break ground on your next big project? At 151 Capital, our ground-up construction loans deliver the fast, flexible funding you need to turn blueprints into reality. With competitive rates, quick approvals, and terms tailored to real estate developers and builders, we're here to fuel your success—without the red tape of traditional banks. Whether it's residential, commercial, or mixed-use, 151 Capital provides the capital to get you from foundation to finish line.

  • Min: $50,000
  • Max: $3,500,000
  • Residential 1-4 units, Townhomes, Condos
  • 12 months, up to 18
  • Max 85% of total project costs
  • 1-2 previous ground ups required